Saturday, November 25, 2017

Budgeting advice for Christmas from past blog post

Practical Financial Tips
When it comes to spending money, I think to myself…
take a deep breath… S.A.M.!
SS is for:
A.   Simplify- needs vs wants, declutter & donate
Pope Francis reminds us to have an attitude of the heart when it comes to living simply.
1.  Declutter-keep what you love, would I buy this again?
2.  Donate-find a local easy place for quick drop off
B.    Self-Control-learning to sacrifice
C.    Sales- learn to be thrifty, garage sales, discounts, consignments, and looking for bargains
Food: Aldi, quick sale, meal planning around what you have and what is on sale, freezer, simple meals, and not wasting
AA is for:
A. ASK: Ask God for wisdom and help when making decisions about spending.  Ask others, before I buy something I usually ask my network if they have one…” pushy broad”. Pope Francis reminds us to “Help one another, this is what Jesus teaches us.”
Mt. 7-8 Ask and it will be given to you, seek and you will find, knock and the door will be opened to you.
B.  Be assertive
Lk 18: 1-8 Persistent widow
A) I tell my friends, I am giving them the opportunity to get graces by serving and helping others.
B) Build and support through community, church, family, friends, town. Ex. Freecycle & FB, etc…
C.   Be appreciative and thankful to others and God
A) Thank you notes
B) Calling and letting them know how much you appreciate them

M: M is for
A.  Make a Plan
B.  Motivate yourself and others
C.  Minimize stuff and activities

D. Make do with what you already have

There is so much you can do to budget and learn to save money but I find the simplest ways are the best. Each person and family is in a different state in life and all have to do what is God’s plan for them. Don’t get overwhelmed and keep praying for wisdom and clarity in all you do.